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PSS Alert Message
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Any advice on this website does not take into account your personal circumstances. Before acting on any advice, you should consider whether it is appropriate for you. Where a product on this website is not issued by Private Scandinavian Sparkasse and its affiliates, the product issuer will be identified in the relevant Product Disclosure Statement, if any. © 2012 Private Scandinavian Sparkasse. All rights reserved. |
Credit Cards
Fees & Charges
Cash Advance and Service Fee
Service Fee:
5% of amount cash advanced
Transaction Fee:
USD 3.00
Cash Advance Limit:
30% of assigned credit limit
Minimum Payment Option
Upon settling your minimum amount due, you will be charged an interest rate of 3.25% per month on your remaining credit card balance.
Low Revolving Interest Rate
The higher the outstanding balance you revolve, the lower your interest will be. For outstanding balances up to USD 1000.00, cardholders will be charged with an interest of 3.25% per month.
For outstanding balances USD 1001.00 and above, cardholders will be charged with an interest of 3.00% per month.
Late Payment Interest
In case of non-payment, payment after the due date, or payment below the minimum amount due, a late payment fee of USD 6.00 will be charged. After 60 days of similar occurrences, an additional interest of 7% per month will be imposed.